RE/MAX Main Street Associates
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Posted by RE/MAX Main Street Associates on 2/17/2019

If you plan to buy a house, you may want to host a yard sale sooner rather than later. That way, you can sell items you no longer need and won't have to worry about moving these items once you find a new residence.

Ultimately, there are many reasons why it may be beneficial to host a yard sale before you kick off the property buying journey. These reasons include:

1. You can earn extra cash.

Let's face it – purchasing a home can be expensive, regardless of where you decide to live. Fortunately, if you host a yard sale, you can earn extra cash that you may be able to use to cover assorted homebuying and moving expenses.

Whether it's the costs associated with moving supplies or the closing fees on a new home, expenses can add up quickly during the homebuying cycle. Thankfully, by hosting a yard sale, you can simultaneously cut down on unwanted items and earn cash from these items.

2. You can start packing.

As you separate items you want to keep from those you want to sell, you can start packing for your eventual move. Thus, hosting a yard sale may help you kick off the process of moving from one location to another.

Of course, as you start packing, you also may want to reach out to local moving companies. This will allow you to learn about local moving companies, find out their rates and determine whether a moving company is a viable option for your eventual move.

3. You can move one step closer to finding your dream home.

Hosting a yard sale provides a great opportunity to connect with community members and tell them about your plans to search for a new house. In some instances, community members may be able to help you accelerate your search for your dream residence too.

A yard sale may prove to be exceedingly valuable for an individual who wants to start a house search soon. And if you are ready to explore the local housing market following your yard sale, you may want to consult with a real estate agent.

Typically, a real estate agent streamlines all stages of the homebuying journey. He or she will help you pursue houses in your preferred cities and towns so you can find your dream home. Then, a real estate agent will ensure you can submit a competitive offer to purchase your ideal residence. If your homebuying proposal is accepted, a real estate agent next will help you finalize your home purchase.

A real estate agent is an expert resource throughout the homebuying journey. If a homebuyer has questions as he or she searches for the right house, a real estate agent can quickly respond to them.

Host a yard sale before you purchase a house – you'll be glad you did. Because if you host a successful yard sale, you can take the next step to find and buy your ideal home.




Tags: Buying a home   yard sale  
Categories: Uncategorized  


Posted by RE/MAX Main Street Associates on 2/17/2019

If you’re a first-time buyer, odds are you’ve never seen or heard much about mortgage applications. However, for something as important as buying a home, it pays off to go into the process knowing what to expect.

Mortgage applications aren’t all that complicated in and of themselves. Most of the time, your chosen lender will walk you through the process and answer any questions that arise. However, complications do arise when it comes time to provide documentation on things like your income.

To make things easier for your first application, I’ve put together this list of frequently asked questions that first-time buyers often have about their mortgage application process.

Will applying for a mortgage hurt my credit score?

Mortgage lenders will run a credit inquiry to help determine your lending eligibility. There are two types of credit inquiries: hard and soft. A soft inquiry is a quick credit check that doesn’t affect your credit score. A hard inquiry, on the other hand, does. This means your score will be lowered slightly for a few months and then will bounce back.

Mortgage lenders run both types of inquiries. For quick, pre-qualifications, lenders typically run a soft inquiry. Then, as you progress through the approval process, they’re run a detailed credit report (hard inquiry).

What information should I have available?

Lenders will ask you for various documents. The most common things they will ask for include proof of income in the form of  W-2 forms from the previous year and your most recent pay stub. They will also require a record of your other debts, including student loans, auto loans, credit card debt, and any other outstanding debt that you owe. Finally, they will ask for an inventory of your assets. This could include investments, properties, auto titles, and more.

What if I don’t work a conventional job?

People who are self-employed or have unconventional income can still qualify for a loan and will still be required to show proof of income. Lenders may ask for Form 1099 records, tax returns, or any other record or proof of income you have available.

How long does it take to complete an application?

Mortgage applications can be completed as quickly as you gather the required documentation. However, there’s more to getting approved for a mortgage than filling out an application. There will be time needed to process the application, and underwrite your mortgage. This entire process typically takes between 30 and 45 days.

Is it safe to apply for a mortgage online?

Most lenders allow you to start the application process online and their online portals are typically secure. Make sure you check your browser window to ensure that the connection to the site is secured, and you should have nothing to worry about.

Keep in mind that most online applications are designed to get you  prequalified and on your way to getting a mortgage. So, if you want to avoid getting calls from the lender, you might not want to enter any data until you know you’re interested in borrowing at this time.





Categories: Uncategorized  


Posted by RE/MAX Main Street Associates on 2/13/2019


3 Emerson Ave, Hampstead, NH 03841

Single-Family

$299,900
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
Amazing updated sprawling New England Cape in small picture-postcard town with many recent updates while retaining its antique charm. One-level living possible. Granite kitchen with custom cabinets. Hardwood flooring - no carpet here! Fireplaced family room. New septic system. Three-season porch overlooking level backyard. Central air for those hot summer days. Ready for a new family! Seller is a licensed Sales Agent.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by RE/MAX Main Street Associates on 2/12/2019

This Single-Family in Sandown, NH recently sold for $440,000. This Cape style home was sold by - RE/MAX Main Street Associates.


47 Trues Parkway, Sandown, NH 03873

Single-Family

$450,000
Price
$440,000
Sale Price

2
Bedrooms
6
Rooms
1/1
Full/Half Baths
Gorgeous move in ready, year round waterfront on pristine Angle Pond. If you want to feel youre on vacation every day, this is the perfect home for you. Modern open kitchen and living room concept with cathedral ceilings, granite countertops and two year old stainless steel appliances. The home has two bedrooms and one and a half baths and also includes a loft which could be used as an office, a play room or some additional sleeping space. There is a second living room downstairs with an additional fireplace. Every room has beautiful water views. Your backyard is the water and the 100 feet of water frontage gives you easy access to swim, kayak or boat. The south facing water front section of the home gets direct sunlight all day long and there is a shed to store all of your water toys. Lots of recent improvements: deck with glass panels which allow unobstructed views of the water from the main living room and the master bedroom, new propane fireplace insert in the main living room for cozy winter nights, new flooring in the main living room/kitchen, new carpet in the loft, new leach field in 2015 and new water filtration system in 2018. One car attached garage, paved road and central A/C. The dock system is included in the sale. If you arent convinced this is your dream home, come see for yourself.






Categories: Sold Homes  


Posted by RE/MAX Main Street Associates on 2/11/2019


66 Beach Rd, Salisbury, MA 01952

Single-Family

$229,900
Price

7
Rooms
4
Beds
2
Baths
Opportunity Knocks! Attention Contractors! 7 rooms, 4 bedrooms, 2 baths, two staircases to second floor, over 2300 sq. ft . situated on large flat .33 acre lot , only about 2 miles to the beach. This home needs TLC and updating, cash or rehab loan. zoned commercial. Public water and sewer, corner lot. Showings start at open house Saturday 12-2.
Open House
Saturday
February 16 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 66 Beach Rd, Salisbury, MA 01952    Get Directions






Categories: Open House